Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

The current average mortgage rate on a 30-year fixed mortgage is 6.93% with an APR of 6.96%, according to the Mortgage Research Center. The 15-year fixed mortgage has an average rate of 5.93% with an APR of 5.98%. On a 30-year jumbo mortgage, the average rate is 7.54% with an APR of 7.55%. !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void […]

The rate on a 30-year fixed refinance rose to 6.98% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.91%. For 20-year mortgage refinances, the average rate is 6.87%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Fixed Refinance Interest Rates Drop […]

Key Takeaways The highest money market account rate available today is 4.89% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates Right now, the average money market rate sits at 0.53%, but the best rate today […]

Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn up to 5.84% on your savings. […]

Key Takeaways Today’s highest CD rate is 5.02% for a 1-year CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—pay up to 5.02% today, based […]

Last week, the average interest rate on 10-year fixed-rate private student loans fell. This drop in rates is good news for borrowers interested in pursuing private student loans to make up for a gap in college funding. Average Private Student Loan Interest Rates For borrowers with a credit score of 720 or higher who prequalified […]

Navigating the waters of cruise credit cards might not be as straightforward as you’d expect. A card branded with your favorite cruise line is rarely the best choice, meaning you’ll want to look at other travel rewards cards that offer strong benefits and rewards for cruisers. As you plan and budget for your next vacation […]

Got the average credit blues? You might be able to turn that frown upside down with the Credit One Bank American Express® Card. The card fills an uncommon niche. It’s available to those with just average credit, it earns rewards and has a modest $39 annual fee. That makes it stand tall among cards aimed […]

The rate on a 30-year fixed refinance slipped to 6.95% today, according to the Mortgage Research Center. Rates averaged 5.88% for a 15-year financed mortgage and 6.81% for a 20-year financed mortgage. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Drop 0.33% The current 30-year, fixed-rate […]